Why is this man smiling? He just got a great rate on a Home Equity Loan! You would be smiling too if you just got a 4.99% APR¹ Home Equity Loan from Clearview! You can use the equity in your home to pay for college expenses, to remodel your house, for debt consolidation, to buy a new car or boat or for whatever you choose! Or, if you prefer a Home Equity Line of Credit, we have rates as low as 5.25% APR².

Other enticing features of Clearview Home Equity Loans include no closing costs³, no set-up fees and no annual fee.

With these great rates, you’ll be smiling too! Call our Loan Line today at 1-877-4-LOAN-40 or visit clearviewfcu.org for details.

Act now — This offer ends May 31, 2008!

1	APR = Annual Percentage Rate. Rate discount applies to minimum loan amount of $10,000. Rate is based on a five year term at 80% loan to value. Rate includes a .25% discount for automatic payment. No other discounts can be combined or used in conjunction with this offer. Rates effective as of April 1, 2008. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.
2	APR = Annual Percentage Rate. This Home Equity Line of Credit is based on a 20-year term at 80% loan-to-value. The APR will be indexed to the Prime Rate–0.75%. The index used to determine the interest rate will be the Prime Rate found in the Money Rates Section of the Wall Street Journal published on the first working day of the month. The APR will then be adjusted on the first of the following month. Minimum credit limit is $10,000. Rates effective as of April 1, 2008. Other rates and terms are available. All rates are subject to change without notice. All loan approvals are subject to normal underwriting procedures. Loan must be secured by primary residence, which must be owner-occupied.
3	Maximum closing cost reimbursement amount is $500.00. Closing cost amount will be rebated after you finance a minimum of $10,000 in a new Home Equity Loan or new HELOC, with a minimum advance of $10,000. Closing costs will also be rebated with a minimum of $5,000 added on to an existing Clearview Home Equity Loan or HELOC. If a loan is remortgaged with another financial institution or paid off within six months of origination, the rebate must be reimbursed to Clearview.