Loan Rates
TYPE	TERM	APR1
New/Used Cars2 ('07 to '09)	Up to 63 mos.	5.74% to 17.75%
	72 mos.3	6.84% to 17.75%
Used Car2 ('05 to '08)	Up to 63 mos.	5.84% to 17.75%
Used Car2 ('03 to '04)	Up to 60 mos.	7.44% to 17.75%
Used Car2 ('00 to '02)	Up To 48 mos.	8.74% to 17.75%
Used Car2 ('98 to '99)4	Up To 36 mos.	10.74% to 17.75%
Home Equity Loan2	60 mos.	5.25%
80% Loan-to-Value	84 mos.	5.75%
	180 mos.	6.25%
	240 mos.	6.75%
Signature Loan2 (up to $25,000)	36 mos.	9.50% to 17.75%
	60 mos.	10.75% to 17.75%
Visa® Credit Cards5	Platinum Rewards	Prime + 5.00%6
	Platinum	9.50%
	Gold	10.00%
	Classic	11.50%
	Introductory Rate	5.99%7
PowerLine2 (Line of Credit)		6.00% to 13.75%

Savings Rates8
ACCOUNT	APY9

Money Market (December 2008)	1.25% - 1.65%
Savings/Member's Choice (3rd Quarter 2008)	.75%
IRA (3rd Quarter 2008)	2.05%
Christmas Club/Vacation Club (3rd Quarter 2008)	.60%

Certificate Rates10
TERM	APY9

3 Month	2.05%
18 Month	3.10%
24 Month	3.10%
30 Month	3.35%
36 Month	3.35%
48 Month	3.65%
60 Month	3.65%

Checking Dividend Rates11
ACCOUNT	APY9

Dividend Checking (December 2008)	0.50%
Signature Checking (December 2008)	0.70%
Advantage 50 Checking (December 2008)	0.50%
Clearview At Work Checking (December 2008)	0.50%

1	APR = Annual Percentage Rate. All loan approvals are subject to normal underwriting guidelines. Rates quoted represent the range of rates available. Rates are based on the type of loan, term of loan and your creditworthiness. Other rates and terms are available. Rates include a .25% discount for automatic payment excluding Visa. No other discounts apply.
2	Rates are effective as of December 2, 2008 and are subject to change without notice.
3	Model years 2007-2009 only, minumium monthly payment of $200.
4	Call for more information on loans for older model years.
5	Rates effective November 28, 2008, for new purchases, cash advances and balance transfers from other financial institutions only.
6	APR is Prime + 5.00% for purchases, Prime + 7.00% for cash advances and balance transfers. Variable APR is based on the Prime Rate as published in the money rates section of The Wall Street Journal on the last day of each month plus our margin. Variable APR will not exceed 18.00% or be lower than 6.50% for your balance for purchases and 8.50% for your balance for cash advances and balance transfers. All rates are subject to change without notice.
7	Introductory rate is good for purchases, cash advances and balance transfers and is effective until 6 months from the account open date. At the conclusion of 6 months, rates will revert to standard revolving APR. Introductory rate is for new accounts only. Changes to existing Clearview Visa accounts are not eligible for the introductory rate. Existing Clearview loan and Visa balances are not eligible for the introductory balance transfer rate.
8	Yields in effect as of December 1, 2008, and are subject to change without notice. Please contact Clearview for a complete list of current rates or for further information on applicable fees and terms.
9	APY = Annual Percentage Yield.
10	Yields in effect as of December 17, 2008, and are subject to change without notice. Please contact the Credit Union for a complete list of current rates or for a copy of a disclosure booklet.
11	Yields effective as of December 1, 2008, and are subject to change without notice. Please contact the Credit Union for a list of current rates or for further information on applicable fees and terms.

	3rd Qtr 2008	3rd Qtr 2007	Net Change
Assets	$637,359,779.58	$601,686,040.20	$35,673,739.38
Total Savings	$547,512,233.09	$507,528,161.01	$39,984,072.08
Total Loans	$380,644,630.06	$345,422,388.19	$35,222,241.87
Member Count	76,969	72,576	4,393