Clearview Federal Credit Union - IRA Saving Certificates

Traditional IRA Certificates

These certificates are available in the following amounts and terms: 
<ul><li> 3 and 6 month - $500 minimum deposit. Dividends will be paid at maturity and credited back to the certificate.</li>
<li> 12, 18, 24, 30, 36, 48 and 60 month - $1,000 minimum deposit. The dividends will be credited and compounded to the certificate quarterly.</li>
<li> Traditional IRA Certificates will automatically renew at maturity unless you indicate otherwise. If you choose not to renew, the money must roll over into another IRA account or you may face a tax penalty.</li><li> Early withdrawal penalties apply to the IRA Certificates.</li><li> <a href="SavingRates.aspx">Rates</a> on the Traditional IRA Certificates change weekly, but you will lock into the current rates when you open a certificate.</li><li>
Jumbo Certificates are available at various rates and terms. For current rate and disclosure information, contact Clearview at 1-800-926-0003.</li>
<li> <a href="https://members.cunamutual.com/IRACenter/Default.aspx?site=03715486" target=new>Click here to visit our IRA Center through CUNA Mutual Group</a> </li> </ul>

Roth IRA Savings Certificates

These certificates are available at the same rate as Traditional IRA Certificates and available in the following amounts and terms:<ul><li>3 and 6 month - $500 minimum deposit. Dividends will be paid at maturity and credited back to the certificate.</li>
<li> 12, 18, 24, 30, 36, 48 and 60 month - $1,000 minimum deposit. The dividends on these certificates will be credited and compounded to the certificate quarterly.</li>
<li> Roth IRA Certificates will automatically renew at maturity unless you indicate otherwise. If you choose not to renew the certificate, the money must roll over into another IRA account or you may face a tax penalty. <li> <a href="savingrates.aspx">Rates</a> change weekly, but you will lock into the current rates when you open a certificate.</li><li>
Jumbo Certificates are available at various rates and terms. For current rate and disclosure information, contact Clearview at 1-800-926-0003.
</li>
<li><a href="https://members.cunamutual.com/IRACenter/Default.aspx?site=03715486" target=new>Click here to visit our IRA Center through CUNA Mutual Group</a> </li> </ul>

Education IRA Savings Certificates

These certificates focus on the need for meeting the costs of higher education. Contributions can be made regardless of participation in any other IRA programs.<ul><li> Qualified individuals, whether related to the child or not, may contribute to the combined maximum contribution of $2,000 per child per year, until the child reaches the age of 18.</li><li> All contributions to the Education IRA are non-deductible.</li>
<li> Earnings may be withdrawn tax-free if used to pay for qualified education expenses before he or she reaches age 30.</li><li> If the funds have not been distributed or rolled over by age 30, the earnings made at that time will be taxable and subject to a 10% IRS penalty tax to the beneficiary.</li>
<li> Certificates are available in the following terms: 12, 18, 24, 30, 36, 48 and 60 months.</li>
<li> All dividends are credited and compounded quarterly.</li><li><a href="https://members.cunamutual.com/IRACenter/Default.aspx?site=03715486" target=new>Click here to visit our IRA Center through CUNA Mutual Group</a> </li> </ul>

Traditional IRA Certificates
These certificates are available in the following amounts and terms:

3 and 6 month - $500 minimum deposit. Dividends will be paid at maturity and credited back to the certificate.
12, 18, 24, 30, 36, 48 and 60 month - $1,000 minimum deposit. The dividends will be credited and compounded to the certificate quarterly.
Traditional IRA Certificates will automatically renew at maturity unless you indicate otherwise. If you choose not to renew, the money must roll over into another IRA account or you may face a tax penalty.
Early withdrawal penalties apply to the IRA Certificates.
Rates on the Traditional IRA Certificates change weekly, but you will lock into the current rates when you open a certificate.
Jumbo Certificates are available at various rates and terms. For current rate and disclosure information, contact Clearview at 1-800-926-0003.
Click here to visit our IRA Center through CUNA Mutual Group

Roth IRA Savings Certificates
These certificates are available at the same rate as Traditional IRA Certificates and available in the following amounts and terms:

3 and 6 month - $500 minimum deposit. Dividends will be paid at maturity and credited back to the certificate.
12, 18, 24, 30, 36, 48 and 60 month - $1,000 minimum deposit. The dividends on these certificates will be credited and compounded to the certificate quarterly.
Roth IRA Certificates will automatically renew at maturity unless you indicate otherwise. If you choose not to renew the certificate, the money must roll over into another IRA account or you may face a tax penalty.
Rates change weekly, but you will lock into the current rates when you open a certificate.
Jumbo Certificates are available at various rates and terms. For current rate and disclosure information, contact Clearview at 1-800-926-0003.
Click here to visit our IRA Center through CUNA Mutual Group

Education IRA Savings Certificates
These certificates focus on the need for meeting the costs of higher education. Contributions can be made regardless of participation in any other IRA programs.

Qualified individuals, whether related to the child or not, may contribute to the combined maximum contribution of $2,000 per child per year, until the child reaches the age of 18.
All contributions to the Education IRA are non-deductible.
Earnings may be withdrawn tax-free if used to pay for qualified education expenses before he or she reaches age 30.
If the funds have not been distributed or rolled over by age 30, the earnings made at that time will be taxable and subject to a 10% IRS penalty tax to the beneficiary.
Certificates are available in the following terms: 12, 18, 24, 30, 36, 48 and 60 months.
All dividends are credited and compounded quarterly.
Click here to visit our IRA Center through CUNA Mutual Group